Capital That Builds Community

We believe supporting communities and rebuilding local economies takes innovative solutions. The Real Estate Council Community Fund gives nonprofits and for-profit organizations in Dallas and Collin County access to capital for commercial real estate projects benefiting low-income families and their communities. With flexible loans and development services, we offer the tools individuals and organizations need to build the community they envision.

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Our Impact

people145,000 square feet of community facilities developed or rehabilitated to serve 58,000 adults and 400 children per year

buildings21,000 square feet of commercial real estate developed and rehabilitated

house25 single-family homes developed; 14 multifamily housing units rehabilitated

money16 loans totaling more than $3.1 million in six years

Dallas Collaborative for Equitable Development

TREC Community Fund Awarded
$6 Million JPMorgan Investment

Learn More

How It Works

We focus on serving the needs of organizations located in Dallas and Collin counties and offer a wide range of financing products. Loan terms, pricing, collateral, and structure is determined on a case-by-case basis. This flexibility gives nonprofits, social enterprises, and for-profit developers funds when they need it. All loans must have a source of repayment.

Eligible Projects

  • Community facilities
  • Charter schools
  • Community healthcare facilities
  • Land acquisition
  • Development and/or renovation of affordable housing (single family and multi-family)
  • Development, acquisition and/or renovation of commercial or mixed-use facility

Financing Options

  • Predevelopment Loans
  • First Lien Loans
  • Subordinate Loans
  • Participation Loans
  • Bridge Loans for capital campaigns or government funding

Loan Terms

  • Market rate of interest (6-10 percent indexed to Prime)
  • Flexible term but no more than five years
  • Flexible repayment terms (e.g., accrued/deferred until certain hurdles met)
  • Generally secured by property or guaranty of parent organization
  • 1 percent origination fee

Our Investors

  • Bank of America Foundation
  • Cawley Partners
  • Fidelity Charitable
  • Lincoln Property Company
  • PUREPOINT Financial
  • Washington Federal Bank


  • Bank of Texas
  • Civitas Capital Group
  • Frost Bank
  • Meadows Foundation
  • Texas Capital Bank
  • Westwood Trust
  • Bank of the Ozarks
  • CDFI Fund
  • JPMorgan Chase Foundation
  • Mutual of Omaha Bank
  • The Muse Family Foundation
  • Woodforest National Bank
  • BBVA Compass
  • Hoblitzelle Foundation
  • Legacy Bank
  • NexBank
  • The Real Estate Council Foundation

Need More Information?

Please contact TREC Community Fund Coordinator Kawanise Mims with any questions.


We Need You

Do you have financial expertise and a passion for helping others? TREC Community Fund wants your help.


Board of Directors

    Jeff Kocher, NexBank
    James Larabee, Woodforest National Bank
    Denise Mason, BBVA Compass
    John Adolph, Winstead PC
    Ware Smith, Frost Bank
    Zach Jacques, Independent Bank
    Darcy Barnes,
    Bank of America Merrill Lynch
  • Diane Chavez, JPMorgan
  • David Eseke, Cushman & Wakefield
  • Marijke Lantz, Billingsley Company
  • Eliza Solender, Solender/Hall, Inc.
  • Chad Crozier, Independent Bank
  • Brice Hafner, Crow Holdings Capital Partners, L.L.C.
  • David Lynch, Wells Fargo Bank
  • Chase Stone, Cawley Partners
  • Brian Diresse, Ojala Holdings, LP
  • Jason Haun, ZOM Living
  • Katie MorrowTexas Capital Bank
  • Matt Wilson, The Retail Connection
  • Dustin Dulin, JLL
  • Greg Kraus, Invesco Real Estate
  • Patrick RamsierLegacyTexas

Advisory Board

  • James Armstrong, Builders of Hope CDC
  • Christian Evans, Greenwood Capital
  • Libbie Lee, Golden S.E.E.D.S Foundation
  • Greg May, Preston Hollow Capital
  • Jamie Vasquez, Woodforest Bank
  • Chris Bhatti, University of Texas at Dallas School of Engineering & Computer Science
  • Melanie Ferguson, Matthews Southwest
  • Roy Lopez, Federal Reserve Bank of Dallas
  • Dora Zapata, Wells Fargo Bank
  • Troy Daniel, Thackeray Partners
  • Paige Flink, The Family Place
  • Ken Smith, Holistic Investments and Revitalize South Dallas Coalition