Capital That Builds Community

We believe supporting communities and rebuilding local economies takes innovative solutions. The Real Estate Council Community Fund gives nonprofits and for-profit organizations in Dallas and Collin County access to capital for commercial real estate projects benefiting low-income families and their communities. With flexible loans and development services, we offer the tools individuals and organizations need to build the community they envision.

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Our Impact

people145,000 square feet of community facilities developed or rehabilitated to serve 58,000 adults and 400 children per year

buildings21,000 square feet of commercial real estate developed and rehabilitated

house25 single-family homes developed; 14 multifamily housing units rehabilitated

money16 loans totaling more than $3.1 million in six years

How It Works

Eligible Projects

  • Community facilities
  • Charter schools
  • Community healthcare facilities
  • Land acquisition
  • Development and/or renovation of affordable housing (single family and multi-family)
  • Development, acquisition and/or renovation of commercial or mixed-use facility

Financing Options

  • Predevelopment Loans
  • First Lien Loans
  • Subordinate Loans
  • Participation Loans
  • Bridge Loans for capital campaigns or government funding

Loan Terms

  • Market rate of interest (6-10 percent indexed to Prime)
  • Flexible term but no more than five years
  • Flexible repayment terms (e.g., accrued/deferred until certain hurdles met)
  • Generally secured by property or guaranty of parent organization
  • 1 percent origination fee

Our Investors

  • Bank of America Foundation
  • Cawley Partners
  • Fidelity Charitable
  • Lincoln Property Company
  • PUREPOINT Financial
  • Washington Federal Bank
  • Bank of Texas
  • Civitas Capital Group
  • Frost Bank
  • Meadows Foundation
  • Texas Capital Bank
  • Westwood Trust
  • Bank of the Ozarks
  • CDFI Fund
  • JPMorgan Chase Foundation
  • Mutual of Omaha Bank
  • The Muse Family Foundation
  • Woodforest National Bank
  • BBVA Compass
  • Hoblitzelle Foundation
  • Legacy Bank
  • NexBank
  • The Real Estate Council Foundation

Need More Information?

Please contact TREC Community Fund Associate Kawanise Mims with any questions.


We Need You

Do you have financial expertise and a passion for helping others? TREC Community Fund wants your help.


Board of Directors

    Kate A. Cavanaugh, Stewart Title
    Diane Chavez, JP Morgan Chase
    Jeff Kocher, NexBank
    Taylor G. Clark, Bank of America Merrill Lynch
    David Brock, Bank of Texas
    Zach Jacques, Independent Bank
    David Lynch,
     Wells Fargo Bank
  • Darcy Barnes, Bank of America Merrill Lynch
  • Ces Escamilla, BB&T
  • Greg Kraus, Invesco Real Estate
  • Campbell Roche, HFF
  • Matt S. Wilson, The Retail Connection
  • Brian Driesse, Ojala Holdings, LLC
  • David Eseke, Cushman & Wakefield
  • Marijke Lantz, Billingsley Company
  • Patrick Ramsier, LegacyTexas
  • Dustin Dullin, JLL
  • Brice Hafner, Crow Holdings Capital Partners, L.L.C.
  • Karyn Martin, Interprise Design
  • Joel S. Schubert, Miramar Holdings
  • Aaron Echols, Frost Bank
  • Jason Haun, ZOM Living
  • Denise Mason, BBVA Compass
  • Rod Washington, Frost Bank

Advisory Board

  • James Armstrong, Builders of Hope CDC
  • Christian Evans, Greenwood Capital
  • Libbie Lee, Golden S.E.E.D.S Foundation
  • Greg May, Preston Hollow Capital
  • Jamie Vasquez, Woodforest Bank
  • Chris Bhatti, University of Texas at Dallas School of Engineering & Computer Science
  • Melanie Ferguson, Matthews Southwest
  • Roy Lopez, Federal Reserve Bank of Dallas
  • Dora Zapata, Wells Fargo Bank
  • Troy Daniel, Thackeray Partners
  • Paige Flink, The Family Place
  • Ken Smith, Holistic Investments and Revitalize South Dallas Coalition

Completed Projects

Use our interactive map to navigate past projects completed by TREC members and TREC Community Fund loans. Click any icon on the map and learn more about the investment our members and funding partners made to improve the community.